Trusted by 50,000+ Merchants & Agents

One Platform for
Merchants & Agents
to Accept Payments

Onboard as a Merchant or Agent. Get your own panel, send payment requests, and trigger payouts via powerful APIs — all from a single dashboard.

⬇️ Download App
RK
PM
AS
VG
50,000+ merchants & agents onboarded
✅
Payment Received
+₹24,500
🏪 Merchant Panel — SgPay24
Today's Revenue
₹1.24L
Pending Payouts
₹32K
Success Rate
98.7%
Recent Transactions
💳
Rahul Kapoor
Today, 11:34 AM · UPI
+₹5,000
Success
🏦
Payout — HDFC ****4521
Today, 10:12 AM · IMPS
−₹15,000
Processing
📲
Priya Mehta
Yesterday · Card
+₹8,750
Success
⚡
API Response
~180ms
Works with
🏦 HDFC Bank
🏦 ICICI Bank
💸 PhonePe
📲 Google Pay
💳 Visa / Mastercard
🔷 RuPay
Who Is It For?
Two Paths. One Powerful Platform.
Whether you run a business or want to build a merchant network — SgPay24 has a dedicated panel built exactly for you.
🏪

For Merchants

You run a business. Get your own merchant dashboard to accept payments, send requests, and manage payouts effortlessly.

💳
Accept All Payment Methods
UPI, Cards, Net Banking, Wallets, EMI, BNPL — one integration covers everything.
📤
Send Payment Requests
Generate payment links from your panel and share with customers via WhatsApp or SMS.
🔁
Payout via API
Trigger instant payouts to any bank account using our simple REST API.
📊
Real-time Analytics
Track revenue, refunds, and success rates in real-time from your dashboard.
Onboard as Merchant →
🤝

For Agents

You bring merchants onboard. Get a dedicated agent panel to manage your network, track commissions, and monitor performance.

➕
Onboard New Merchants
Add merchants to your network with a simple KYC-based onboarding flow.
💰
Earn Commissions
Earn a percentage on every transaction processed by your merchants. Track it live.
📈
Agent Performance Dashboard
View all merchants, their transaction volumes, and your total earnings in one place.
🔔
Webhook Alerts
Get notified on every merchant transaction, payout, and commission credit instantly.
Become an Agent →
How It Works
Live in 4 Simple Steps
01
📝

Register & KYC

Sign up as Merchant or Agent. Complete KYC in minutes with Aadhaar, PAN, and bank details.

02
✅

Get Approved

Our team approves your account within 24 hours. You'll receive login credentials to your panel.

03
🔗

Integrate or Use Panel

Use your Merchant Panel directly, or integrate via our REST API into your own app or website.

04
💰

Accept & Pay Out

Start accepting payments instantly. Trigger payouts to any bank account in real time.

₹500Cr/mo
Total Processed Monthly
50K+
Active Merchants & Agents
99.9%
API Uptime SLA
<2s
Avg. Payout Settlement
Testimonials
Loved by Merchants & Agents
★★★★★
Merchant
"The payment request feature alone saved us hours every week. We send links on WhatsApp and payments come in within minutes. Settlement is instant."
RK
Rahul Kapoor
CEO, ShopEasy India
★★★★★
Agent
"I've onboarded 120+ merchants in 3 months. My agent dashboard shows everything — volumes, commissions, merchant status — all in real time."
AS
Arjun Sharma
Regional Agent, Mumbai
★★★★★
Merchant
"Payout API integration took under 2 hours. Docs are crystal clear. We now trigger bulk payouts to vendors automatically every evening."
PM
Priya Mehta
CTO, NestKart
FAQ
Common Questions
What is the difference between a Merchant and an Agent? +
A Merchant uses SgPay24 to accept payments from their customers. An Agent onboards merchants and earns commissions on each transaction processed by those merchants.
How do I send a Payment Request? +
From your Merchant Panel, go to "Payment Requests", enter the customer's name, number, and amount, then click Generate. Share the link via WhatsApp, SMS, or email. The customer pays using any method they prefer.
How does the Payout API work? +
Generate your API key from the panel, then make a POST request to our /v1/payout endpoint with the beneficiary's bank details and amount. Payouts are processed via IMPS (instant), NEFT, or RTGS. You'll receive a webhook notification on completion.
How long does merchant approval take? +
Most accounts are approved within 24 hours after KYC verification. You'll receive an email with your panel login credentials as soon as approval is done.
How do agents track their commissions? +
Your Agent Dashboard shows a live breakdown of all merchants in your network, their transaction volumes, and your commission earnings — updated in real time.
Is SgPay24 RBI compliant? +
Yes. SgPay24 operates as a PCI DSS Level 1 certified payment aggregator, fully compliant with RBI guidelines for payment systems in India.

Ready to Get Started?
Join SgPay24 Today.

Free to start. No credit card required. Onboard in under 24 hours.

⬇️ Download App