:root {
      --blue: #1f32f9;
      --blue-dark: #1428e0;
      --blue-mid: #3347fa;
      --blue-light: #eef0ff;
      --blue-pale: #f4f5ff;
      --text: #0d1117;
      --text2: #3d4454;
      --muted: #7a839a;
      --border: #e2e5f0;
      --bg: #ffffff;
      --surface: #f8f9fc;
      --surface2: #f1f3fb;
      --green: #10b981;
      --orange: #f59e0b;
      --red: #ef4444;
    }

    *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
    html { scroll-behavior: smooth; }

    body {
      font-family: 'Plus Jakarta Sans', sans-serif;
      background: var(--bg);
      color: var(--text);
      overflow-x: hidden;
      -webkit-font-smoothing: antialiased;
    }

    /* ═══════════════════════════════
       NAVBAR
    ═══════════════════════════════ */
    nav {
      position: sticky;
      top: 0;
      z-index: 200;
      background: rgba(255,255,255,0.92);
      backdrop-filter: blur(16px);
      border-bottom: 1px solid var(--border);
      padding: 0 60px;
      height: 68px;
      display: flex;
      align-items: center;
      justify-content: space-between;
    }

    .nav-logo {
      display: flex;
      align-items: center;
      gap: 10px;
      text-decoration: none;
    }
    .nav-logo img { height: 34px; width: auto; }
    .nav-logo-text {
      font-family: 'Bricolage Grotesque', sans-serif;
      font-weight: 800;
      font-size: 1.2rem;
      color: var(--text);
      letter-spacing: -0.02em;
    }
    .nav-logo-text span { color: var(--blue); }

    .nav-links {
      display: flex;
      align-items: center;
      gap: 32px;
      list-style: none;
    }
    .nav-links a {
      color: var(--text2);
      text-decoration: none;
      font-size: 0.88rem;
      font-weight: 500;
      transition: color 0.2s;
    }
    .nav-links a:hover { color: var(--blue); }

    .nav-actions { display: flex; gap: 10px; }

    .btn { display: inline-flex; align-items: center; justify-content: center; gap: 6px; border-radius: 8px; font-family: 'Plus Jakarta Sans', sans-serif; font-weight: 600; font-size: 0.88rem; cursor: pointer; text-decoration: none; transition: all 0.2s; border: none; }
    .btn-sm { padding: 9px 20px; }
    .btn-md { padding: 13px 28px; font-size: 0.95rem; }
    .btn-lg { padding: 16px 36px; font-size: 1rem; }

    .btn-outline { background: transparent; border: 1.5px solid var(--border); color: var(--text); }
    .btn-outline:hover { border-color: var(--blue); color: var(--blue); background: var(--blue-pale); }

    .btn-blue { background: var(--blue); color: #fff; box-shadow: 0 4px 14px rgba(31,50,249,0.28); }
    .btn-blue:hover { background: var(--blue-dark); box-shadow: 0 6px 20px rgba(31,50,249,0.38); transform: translateY(-1px); }

    .btn-white { background: #fff; color: var(--blue); border: 1.5px solid rgba(255,255,255,0.3); font-weight: 700; }
    .btn-white:hover { background: rgba(255,255,255,0.9); transform: translateY(-1px); }

    /* ═══════════════════════════════
       HERO
    ═══════════════════════════════ */
    .hero {
      background: linear-gradient(135deg, #0b1854 0%, #1a2dd4 45%, #1f32f9 70%, #3a4dff 100%);
      padding: 90px 60px 0;
      overflow: hidden;
      position: relative;
    }

    .hero::before {
      content: '';
      position: absolute;
      inset: 0;
      background-image: radial-gradient(rgba(255,255,255,0.06) 1px, transparent 1px);
      background-size: 28px 28px;
      pointer-events: none;
    }

    .hero-inner {
      max-width: 1200px;
      margin: 0 auto;
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 60px;
      align-items: flex-end;
    }

    .hero-content { padding-bottom: 80px; position: relative; z-index: 1; }

    .hero-badge {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      background: rgba(255,255,255,0.12);
      border: 1px solid rgba(255,255,255,0.2);
      color: #c7d0ff;
      font-size: 0.75rem;
      font-weight: 600;
      padding: 6px 14px;
      border-radius: 100px;
      margin-bottom: 28px;
      letter-spacing: 0.06em;
      text-transform: uppercase;
      animation: fadeUp 0.7s ease both;
    }

    .hero-badge-dot { width: 6px; height: 6px; border-radius: 50%; background: #7fffb0; flex-shrink: 0; animation: blink 1.5s ease-in-out infinite; }

    @keyframes blink { 0%,100%{opacity:1} 50%{opacity:0.3} }

    .hero h1 {
      font-family: 'Bricolage Grotesque', sans-serif;
      font-size: clamp(2.4rem, 4.5vw, 3.8rem);
      font-weight: 800;
      color: #fff;
      line-height: 1.1;
      letter-spacing: -0.03em;
      margin-bottom: 22px;
      animation: fadeUp 0.7s 0.1s ease both;
    }

    .hero h1 em { font-style: normal; color: #a5b4fc; }

    .hero-sub {
      font-size: 1.05rem;
      color: rgba(255,255,255,0.72);
      line-height: 1.7;
      font-weight: 400;
      margin-bottom: 38px;
      animation: fadeUp 0.7s 0.15s ease both;
    }

    .hero-btns { display: flex; gap: 12px; flex-wrap: wrap; animation: fadeUp 0.7s 0.2s ease both; }

    .hero-trust {
      margin-top: 48px;
      display: flex;
      align-items: center;
      gap: 18px;
      animation: fadeUp 0.7s 0.25s ease both;
    }

    .trust-avatars { display: flex; }
    .trust-avatar {
      width: 32px; height: 32px;
      border-radius: 50%;
      border: 2px solid rgba(255,255,255,0.4);
      background: linear-gradient(135deg, #6366f1, #8b5cf6);
      margin-left: -8px;
      display: flex; align-items: center; justify-content: center;
      font-size: 0.65rem; font-weight: 700; color: #fff;
    }
    .trust-avatar:first-child { margin-left: 0; }
    .trust-text { font-size: 0.82rem; color: rgba(255,255,255,0.65); }
    .trust-text strong { color: #fff; }

    .hero-visual { position: relative; z-index: 1; animation: fadeUp 0.8s 0.3s ease both; }

    .ui-card {
      background: #fff;
      border-radius: 18px;
      box-shadow: 0 30px 80px rgba(0,0,0,0.35), 0 0 0 1px rgba(255,255,255,0.08);
      overflow: hidden;
    }

    .ui-topbar {
      background: var(--surface);
      border-bottom: 1px solid var(--border);
      padding: 14px 20px;
      display: flex; align-items: center; justify-content: space-between;
    }

    .ui-dots { display: flex; gap: 6px; }
    .ui-dot { width: 10px; height: 10px; border-radius: 50%; }
    .ui-dot.r { background: #ff5f57; } .ui-dot.y { background: #febc2e; } .ui-dot.g { background: #28c840; }
    .ui-title-bar { font-size: 0.75rem; font-weight: 600; color: var(--muted); letter-spacing: 0.04em; }

    .ui-body { padding: 22px; }

    .ui-stats-row { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; margin-bottom: 18px; }

    .ui-stat { background: var(--blue-pale); border-radius: 10px; padding: 14px 16px; }
    .ui-stat-label { font-size: 0.68rem; color: var(--muted); font-weight: 500; margin-bottom: 4px; text-transform: uppercase; letter-spacing: 0.06em; }
    .ui-stat-val { font-family: 'Bricolage Grotesque', sans-serif; font-size: 1.3rem; font-weight: 700; color: var(--text); }
    .ui-stat-val.green { color: var(--green); }
    .ui-stat-val.blue { color: var(--blue); }

    .ui-section-label { font-size: 0.73rem; font-weight: 700; color: var(--muted); text-transform: uppercase; letter-spacing: 0.07em; margin-bottom: 10px; }

    .ui-txn { display: flex; align-items: center; gap: 12px; padding: 10px 0; border-bottom: 1px solid var(--border); }
    .ui-txn:last-child { border-bottom: none; }
    .ui-txn-icon { width: 34px; height: 34px; border-radius: 10px; display: flex; align-items: center; justify-content: center; font-size: 0.9rem; flex-shrink: 0; }
    .ui-txn-info { flex: 1; min-width: 0; }
    .ui-txn-name { font-size: 0.8rem; font-weight: 600; color: var(--text); }
    .ui-txn-date { font-size: 0.7rem; color: var(--muted); margin-top: 1px; }
    .ui-txn-amt { font-size: 0.85rem; font-weight: 700; }
    .ui-txn-amt.cr { color: var(--green); }
    .ui-txn-amt.db { color: var(--red); }

    .ui-pill { display: inline-flex; align-items: center; font-size: 0.62rem; font-weight: 700; padding: 2px 8px; border-radius: 100px; letter-spacing: 0.05em; text-transform: uppercase; }
    .pill-success { background: #d1fae5; color: #059669; }
    .pill-pending { background: #fef3c7; color: #d97706; }

    .hero-float {
      position: absolute;
      background: #fff;
      border-radius: 12px;
      padding: 12px 16px;
      box-shadow: 0 16px 40px rgba(0,0,0,0.2);
      display: flex; align-items: center; gap: 10px;
    }
    .hero-float-left { bottom: 40px; left: -30px; animation: floatA 3s ease-in-out infinite; }
    .hero-float-right { top: 40px; right: -24px; animation: floatB 3.5s ease-in-out infinite; }
    @keyframes floatA { 0%,100%{transform:translateY(0)} 50%{transform:translateY(-8px)} }
    @keyframes floatB { 0%,100%{transform:translateY(0)} 50%{transform:translateY(8px)} }

    .float-icon { width: 36px; height: 36px; border-radius: 10px; display: flex; align-items: center; justify-content: center; font-size: 1rem; }
    .float-info .f-label { font-size: 0.68rem; color: var(--muted); font-weight: 500; }
    .float-info .f-val { font-size: 0.88rem; font-weight: 700; color: var(--text); }

    @keyframes fadeUp { from { opacity: 0; transform: translateY(24px); } to { opacity: 1; transform: translateY(0); } }

    /* ═══════════════════════════════
       BRANDS BAR
    ═══════════════════════════════ */
    .brands-bar { background: var(--surface); border-bottom: 1px solid var(--border); padding: 22px 60px; }
    .brands-inner { max-width: 1100px; margin: 0 auto; display: flex; align-items: center; gap: 32px; justify-content: center; flex-wrap: wrap; }
    .brands-label { font-size: 0.75rem; font-weight: 600; color: var(--muted); text-transform: uppercase; letter-spacing: 0.08em; white-space: nowrap; }
    .brand-chip { display: flex; align-items: center; gap: 7px; font-size: 0.82rem; font-weight: 600; color: #8892b0; padding: 6px 14px; border: 1px solid var(--border); border-radius: 8px; background: #fff; }

    /* ═══════════════════════════════
       SHARED SECTION STYLES
    ═══════════════════════════════ */
    .section-eyebrow { font-size: 0.72rem; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; color: var(--blue); margin-bottom: 12px; }
    .section-h { font-family: 'Bricolage Grotesque', sans-serif; font-size: clamp(1.8rem, 3.5vw, 2.8rem); font-weight: 800; color: var(--text); letter-spacing: -0.025em; line-height: 1.15; margin-bottom: 14px; }
    .section-sub { color: var(--muted); font-size: 0.97rem; line-height: 1.7; max-width: 520px; margin-bottom: 52px; }

    /* ═══════════════════════════════
       TWO PATHS
    ═══════════════════════════════ */
    .paths-section { padding: 100px 60px; max-width: 1200px; margin: 0 auto; }

    .paths-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 28px; }

    .path-card { border: 1.5px solid var(--border); border-radius: 20px; overflow: hidden; transition: all 0.3s; background: #fff; }
    .path-card:hover { border-color: var(--blue); box-shadow: 0 12px 48px rgba(31,50,249,0.1); transform: translateY(-3px); }

    .path-header { padding: 36px 36px 28px; }
    .path-icon { width: 58px; height: 58px; border-radius: 16px; display: flex; align-items: center; justify-content: center; font-size: 1.6rem; margin-bottom: 20px; }
    .path-card.merchant .path-icon { background: #eff6ff; }
    .path-card.agent .path-icon { background: #f0fdf4; }
    .path-header h3 { font-family: 'Bricolage Grotesque', sans-serif; font-size: 1.35rem; font-weight: 800; color: var(--text); margin-bottom: 8px; }
    .path-header p { font-size: 0.88rem; color: var(--muted); line-height: 1.65; }

    .path-features { padding: 0 36px 28px; }
    .path-feat { display: flex; align-items: flex-start; gap: 12px; padding: 12px 0; border-top: 1px solid var(--border); }
    .path-feat-icon { width: 30px; height: 30px; border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 0.85rem; flex-shrink: 0; margin-top: 1px; }
    .path-card.merchant .path-feat-icon { background: #eff6ff; }
    .path-card.agent .path-feat-icon { background: #f0fdf4; }
    .pft-name { font-size: 0.88rem; font-weight: 600; color: var(--text); margin-bottom: 2px; }
    .pft-desc { font-size: 0.8rem; color: var(--muted); line-height: 1.5; }

    .path-footer { padding: 20px 36px 28px; }
    .path-card.agent .path-footer .btn-blue { background: #059669; box-shadow: 0 4px 14px rgba(5,150,105,0.28); }
    .path-card.agent .path-footer .btn-blue:hover { background: #047857; box-shadow: 0 6px 20px rgba(5,150,105,0.38); }

   /* ═══════════════════════════════
       PANEL DEEP DIVE
    ═══════════════════════════════ */
    .panel-section { background: var(--surface); border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); padding: 100px 60px; }
    .panel-inner { max-width: 1200px; margin: 0 auto; }

    .panel-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; margin-top: 60px; min-width: 0; }
    .panel-grid.reverse { direction: rtl; }
    .panel-grid.reverse > * { direction: ltr; }

    .panel-tabs { display: flex; gap: 8px; margin-bottom: 28px; flex-wrap: wrap; }
    .panel-tab { padding: 7px 16px; border-radius: 8px; font-size: 0.8rem; font-weight: 600; cursor: pointer; border: 1.5px solid var(--border); background: #fff; color: var(--muted); transition: all 0.2s; }
    .panel-tab.active { background: var(--blue); color: #fff; border-color: var(--blue); box-shadow: 0 4px 12px rgba(31,50,249,0.25); }

    .panel-feat-list { display: flex; flex-direction: column; gap: 20px; }
    .panel-feat { display: flex; gap: 16px; align-items: flex-start; }
    .panel-grid > * { min-width: 0; } border-radius: 10px; background: var(--blue-light); color: var(--blue); font-size: 0.8rem; font-weight: 800; display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
    .panel-feat h4 { font-size: 0.92rem; font-weight: 700; color: var(--text); margin-bottom: 4px; }
    .panel-feat p { font-size: 0.83rem; color: var(--muted); line-height: 1.6; }

    /* API Code block */
    .code-window { background: #0d1117; border-radius: 16px; overflow: hidden; box-shadow: 0 20px 60px rgba(0,0,0,0.18); width: 100%; min-width: 0; }
    .code-topbar { background: #161b22; padding: 14px 20px; display: flex; align-items: center; gap: 14px; border-bottom: 1px solid #30363d; }
    .code-dots { display: flex; gap: 6px; }
    .code-dot { width: 10px; height: 10px; border-radius: 50%; }
    .code-dot.r { background: #ff5f57; } .code-dot.y { background: #febc2e; } .code-dot.g { background: #28c840; }
    .code-filename { font-size: 0.75rem; color: #7d8590; font-family: monospace; }
    .code-badge { margin-left: auto; background: rgba(31,50,249,0.2); color: #818cf8; font-size: 0.68rem; font-weight: 700; padding: 2px 10px; border-radius: 100px; letter-spacing: 0.06em; }

    pre { padding: 22px 24px; font-family: 'Fira Code', 'Courier New', monospace; font-size: 0.76rem; line-height: 1.75; color: #e6edf3; overflow-x: auto; white-space: pre-wrap; word-break: break-word; max-width: 100%; }
    .c-kw { color: #ff7b72; } .c-fn { color: #d2a8ff; } .c-str { color: #a5d6ff; } .c-num { color: #79c0ff; }
    .c-key { color: #7ee787; } .c-cm { color: #8b949e; } .c-op { color: #cba6f7; } .c-obj { color: #ffa657; }

    /* Panel UI mockup */
    .panel-ui { background: #fff; border: 1px solid var(--border); border-radius: 18px; overflow: hidden; box-shadow: 0 16px 50px rgba(0,0,0,0.09); }
    .pui-head { background: var(--blue); padding: 16px 22px; display: flex; align-items: center; justify-content: space-between; }
    .pui-head-title { font-size: 0.85rem; font-weight: 700; color: #fff; }
    .pui-head-sub { font-size: 0.7rem; color: rgba(255,255,255,0.65); margin-top: 1px; }
    .pui-head-badge { background: rgba(255,255,255,0.2); color: #fff; font-size: 0.68rem; font-weight: 700; padding: 4px 10px; border-radius: 6px; }

    .pui-body { padding: 22px; }
    .pui-form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-bottom: 14px; }
    .pui-field label { display: block; font-size: 0.72rem; font-weight: 600; color: var(--muted); margin-bottom: 6px; text-transform: uppercase; letter-spacing: 0.06em; }
    .pui-input { width: 100%; padding: 11px 14px; border: 1.5px solid var(--border); border-radius: 9px; font-size: 0.83rem; color: var(--text); font-family: 'Plus Jakarta Sans', sans-serif; background: var(--surface); }
    .pui-btn { width: 100%; padding: 13px; background: var(--blue); color: #fff; border: none; border-radius: 10px; cursor: pointer; font-family: 'Plus Jakarta Sans', sans-serif; font-size: 0.88rem; font-weight: 700; margin-top: 6px; display: flex; align-items: center; justify-content: center; gap: 8px; }
    .pui-txns { margin-top: 16px; }
    .pui-txn-row { display: flex; align-items: center; justify-content: space-between; padding: 10px 0; border-bottom: 1px solid var(--border); }
    .pui-txn-row:last-child { border-bottom: none; }
    .pui-txn-l { display: flex; align-items: center; gap: 10px; }
    .pui-txn-avt { width: 30px; height: 30px; border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 0.7rem; font-weight: 800; color: #fff; }
    .pui-txn-name { font-size: 0.8rem; font-weight: 600; color: var(--text); }
    .pui-txn-id { font-size: 0.68rem; color: var(--muted); font-family: monospace; }
    .pui-txn-amt { font-size: 0.88rem; font-weight: 700; }

    /* ═══════════════════════════════
       HOW IT WORKS
    ═══════════════════════════════ */
    .how-section { padding: 100px 60px; max-width: 1200px; margin: 0 auto; }
    .how-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; margin-top: 60px; }

    .how-step { background: #fff; border: 1px solid var(--border); border-radius: 16px; padding: 32px 26px; text-align: center; position: relative; transition: all 0.25s; }
    .how-step:hover { box-shadow: 0 10px 36px rgba(31,50,249,0.1); border-color: var(--blue); transform: translateY(-3px); }

    .how-num { font-family: 'Bricolage Grotesque', sans-serif; font-size: 2.5rem; font-weight: 800; color: var(--blue-light); line-height: 1; margin-bottom: 14px; }
    .how-icon { width: 52px; height: 52px; border-radius: 14px; background: var(--blue-pale); color: var(--blue); display: flex; align-items: center; justify-content: center; font-size: 1.3rem; margin: 0 auto 16px; }
    .how-step h3 { font-size: 0.95rem; font-weight: 700; color: var(--text); margin-bottom: 8px; }
    .how-step p { font-size: 0.8rem; color: var(--muted); line-height: 1.65; }

    /* ═══════════════════════════════
       STATS BAND
    ═══════════════════════════════ */
    .stats-band { background: var(--blue); padding: 60px; }
    .stats-inner { max-width: 1100px; margin: 0 auto; display: grid; grid-template-columns: repeat(4, 1fr); gap: 40px; }
    .stat-item { text-align: center; }
    .stat-num { font-family: 'Bricolage Grotesque', sans-serif; font-size: 2.8rem; font-weight: 800; color: #fff; letter-spacing: -0.03em; line-height: 1; margin-bottom: 8px; }
    .stat-num sub { font-size: 1rem; font-weight: 400; color: rgba(255,255,255,0.7); vertical-align: baseline; }
    .stat-lbl { font-size: 0.82rem; color: rgba(255,255,255,0.65); font-weight: 500; }

    /* ═══════════════════════════════
       PRICING
    ═══════════════════════════════ */
    .pricing-section { padding: 100px 60px; max-width: 1200px; margin: 0 auto; }
    .pricing-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 48px; }

    .price-card { border: 1.5px solid var(--border); border-radius: 20px; padding: 40px 34px; background: #fff; transition: all 0.3s; position: relative; }
    .price-card:hover { box-shadow: 0 12px 40px rgba(0,0,0,0.08); transform: translateY(-3px); }
    .price-card.featured { border-color: var(--blue); background: linear-gradient(160deg, var(--blue-pale) 0%, #fff 60%); }

    .featured-badge { position: absolute; top: -14px; left: 50%; transform: translateX(-50%); background: var(--blue); color: #fff; font-size: 0.68rem; font-weight: 700; padding: 5px 18px; border-radius: 100px; letter-spacing: 0.07em; text-transform: uppercase; white-space: nowrap; }

    .plan-tag { font-size: 0.72rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.1em; color: var(--blue); margin-bottom: 10px; }
    .plan-name { font-family: 'Bricolage Grotesque', sans-serif; font-size: 1.5rem; font-weight: 800; color: var(--text); margin-bottom: 6px; }
    .plan-price { font-family: 'Bricolage Grotesque', sans-serif; font-size: 2.8rem; font-weight: 800; color: var(--text); letter-spacing: -0.04em; line-height: 1; margin-top: 20px; }
    .plan-price sup { font-size: 1.1rem; vertical-align: top; margin-top: 10px; }
    .plan-price sub { font-size: 0.85rem; font-weight: 400; color: var(--muted); }
    .plan-desc { font-size: 0.83rem; color: var(--muted); margin: 12px 0 24px; line-height: 1.6; padding-bottom: 24px; border-bottom: 1px solid var(--border); }
    .plan-features { list-style: none; margin-bottom: 32px; }
    .plan-features li { display: flex; align-items: flex-start; gap: 10px; font-size: 0.85rem; color: var(--text2); margin-bottom: 11px; line-height: 1.5; }
    .plan-features li::before { content: ''; display: inline-block; flex-shrink: 0; width: 18px; height: 18px; border-radius: 50%; background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231f32f9' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'%3E%3C/polyline%3E%3C/svg%3E") center/12px no-repeat; background-color: var(--blue-light); margin-top: 1px; }

    /* ═══════════════════════════════
       TESTIMONIALS
    ═══════════════════════════════ */
    .testi-section { background: var(--surface); border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); padding: 100px 60px; }
    .testi-inner { max-width: 1200px; margin: 0 auto; }
    .testi-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 52px; }

    .testi-card { background: #fff; border: 1.5px solid var(--border); border-radius: 18px; padding: 32px; transition: all 0.25s; }
    .testi-card:hover { border-color: var(--blue); box-shadow: 0 10px 36px rgba(31,50,249,0.08); transform: translateY(-2px); }

    .testi-stars { color: #f59e0b; font-size: 0.85rem; letter-spacing: 2px; margin-bottom: 18px; }
    .testi-type { display: inline-flex; align-items: center; padding: 3px 10px; border-radius: 6px; font-size: 0.68rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.06em; margin-bottom: 14px; }
    .tt-merchant { background: var(--blue-light); color: var(--blue); }
    .tt-agent { background: #d1fae5; color: #059669; }

    .testi-quote { font-size: 0.9rem; color: var(--text2); line-height: 1.72; margin-bottom: 26px; font-style: italic; }
    .testi-author { display: flex; align-items: center; gap: 12px; }
    .testi-av { width: 40px; height: 40px; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-weight: 800; font-size: 0.85rem; color: #fff; }
    .t-name { font-size: 0.88rem; font-weight: 700; color: var(--text); }
    .t-role { font-size: 0.75rem; color: var(--muted); margin-top: 1px; }

    /* ═══════════════════════════════
       FAQ
    ═══════════════════════════════ */
    .faq-section { padding: 100px 60px; max-width: 90%90%; margin: 0 auto; }

    .faq-item { border: 1.5px solid var(--border); border-radius: 14px; margin-bottom: 12px; overflow: hidden; transition: border-color 0.2s; }
    .faq-item.open { border-color: var(--blue); }
    .faq-q { padding: 20px 24px; font-size: 0.92rem; font-weight: 600; color: var(--text); cursor: pointer; display: flex; align-items: center; justify-content: space-between; user-select: none; }
    .faq-icon { font-size: 1.1rem; color: var(--muted); transition: transform 0.3s; flex-shrink: 0; }
    .faq-item.open .faq-icon { transform: rotate(45deg); color: var(--blue); }
    .faq-a { max-height: 0; overflow: hidden; font-size: 0.85rem; color: var(--muted); line-height: 1.7; padding: 0 24px; transition: max-height 0.4s ease, padding 0.3s; }
    .faq-item.open .faq-a { max-height: 200px; padding: 0 24px 20px; }

    /* ═══════════════════════════════
       CTA BANNER
    ═══════════════════════════════ */
    .cta-banner { margin: 0 60px 80px; border-radius: 24px; background: linear-gradient(135deg, #0b1854 0%, #1f32f9 100%); padding: 70px 80px; display: flex; align-items: center; justify-content: space-between; gap: 40px; position: relative; overflow: hidden; }
    .cta-banner::before { content: ''; position: absolute; inset: 0; background-image: radial-gradient(rgba(255,255,255,0.06) 1px, transparent 1px); background-size: 24px 24px; pointer-events: none; }
    .cta-text { position: relative; z-index: 1; }
    .cta-text h2 { font-family: 'Bricolage Grotesque', sans-serif; font-size: clamp(1.6rem, 3vw, 2.4rem); font-weight: 800; color: #fff; letter-spacing: -0.025em; margin-bottom: 10px; }
    .cta-text p { font-size: 0.95rem; color: rgba(255,255,255,0.68); line-height: 1.6; }
    .cta-actions { display: flex; gap: 12px; flex-shrink: 0; position: relative; z-index: 1; }
    .btn-ghost-white { background: transparent; color: #fff; border: 1.5px solid rgba(255,255,255,0.3); font-weight: 600; }
    .btn-ghost-white:hover { background: rgba(255,255,255,0.1); transform: translateY(-1px); }

    /* ═══════════════════════════════
       FOOTER
    ═══════════════════════════════ */
    footer { background: var(--surface); border-top: 1px solid var(--border); padding: 60px 60px 30px; }
    .footer-grid { max-width: 1200px; margin: 0 auto; display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 60px; margin-bottom: 48px; }
    .footer-brand p { font-size: 0.85rem; color: var(--muted); line-height: 1.7; margin-top: 16px; max-width: 270px; }
    .footer-col h4 { font-size: 0.8rem; font-weight: 700; color: var(--text); text-transform: uppercase; letter-spacing: 0.08em; margin-bottom: 18px; }
    .footer-col a { display: block; color: var(--muted); text-decoration: none; font-size: 0.85rem; margin-bottom: 10px; transition: color 0.2s; }
    .footer-col a:hover { color: var(--blue); }
    .footer-bottom { max-width: 1200px; margin: 0 auto; border-top: 1px solid var(--border); padding-top: 24px; display: flex; align-items: center; justify-content: space-between; }
    .footer-bottom p { font-size: 0.8rem; color: var(--muted); }
    .footer-certs { display: flex; gap: 10px; }
    .cert { font-size: 0.68rem; font-weight: 700; color: var(--muted); border: 1px solid var(--border); padding: 4px 11px; border-radius: 6px; letter-spacing: 0.05em; }

    /* ═══════════════════════════════
       SCROLL REVEAL
    ═══════════════════════════════ */
    .reveal { opacity: 0; transform: translateY(28px); transition: opacity 0.65s ease, transform 0.65s ease; }
    .reveal.visible { opacity: 1; transform: none; }

    /* ═══════════════════════════════
       RESPONSIVE
    ═══════════════════════════════ */
    @media (max-width: 960px) {
      nav { padding: 0 24px; }
      .nav-links, .nav-actions { display: none; }
      .hero { padding: 70px 24px 0; }
      .hero-inner { grid-template-columns: 1fr; gap: 40px; }
      .hero-visual { display: none; }
      .hero-content { padding-bottom: 60px; }
      .brands-bar { padding: 20px 24px; }
      .paths-section, .how-section, .pricing-section, .faq-section { padding: 70px 24px; }
      .paths-grid { grid-template-columns: 1fr; }
      .how-grid { grid-template-columns: repeat(2, 1fr); }
      .pricing-grid { grid-template-columns: 1fr; }
      .testi-grid { grid-template-columns: 1fr; }
      .panel-section { padding: 70px 24px; }
      .panel-grid { grid-template-columns: 1fr; gap: 40px; }
      .panel-grid.reverse { direction: ltr; }
      .stats-band { padding: 60px 24px; }
      .stats-inner { grid-template-columns: repeat(2, 1fr); gap: 30px; }
      .testi-section { padding: 70px 24px; }
      .cta-banner { margin: 0 24px 60px; padding: 50px 36px; flex-direction: column; align-items: flex-start; }
      footer { padding: 50px 24px 24px; }
      .footer-grid { grid-template-columns: 1fr 1fr; gap: 36px; }
      .footer-bottom { flex-direction: column; gap: 16px; text-align: center; }
    }